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- an insurance coverage firm that transfers risk by acquiring reinsurance. - U.S. governmental company in charge of the licensing of federally qualified HMOs. This was formerly the Healthcare Financing Management (St Petersburg, FL Health Insurance). - a change in the rate of interest, death presumption or reserving technique or other elements influencing the book computation of policies active.
- a professional designation awarded by the American Institute of Property and Casualty Underwriters to individuals in the residential property and responsibility insurance coverage field that pass a series of tests in insurance, risk management, business economics, finance, administration, accountancy, and regulation. Marks have to additionally contend least three years experience in the insurance policy business or relevant area.
- costs expected to be sustained in link with the modification and recording of accident and health and wellness, car medical and employees' payment cases. - A kind of liability insurance policy type that only pays if the both occasion that creates (triggers)the claim and the actual claim are submitted to the insurance provider throughout the policy term - an approach of determining prices for all applicants within a provided collection of qualities such as personal market and geographical location.
If the insured fails to keep the quantity defined in the stipulation (Typically at the very least 80%), the insured shares a higher proportion of the loss. In clinical insurance coverage a portion of each insurance claim that the insured will certainly birth. - an arrangement to get payments as the customer of a Choice, Cap or Flooring and to make settlements as the seller of a different Alternative, Cap or Flooring.
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- an investment-grade bond backed by a swimming pool of low-grade financial debt safety and securities, such as scrap bonds, divided right into tranches based on numerous degrees of credit report danger. - a sort of mortgage-backed protection (MBS) with different swimming pools of pass-through protection home loans which contain differing courses of holders and maturities (tranches) with the advantage of foreseeable money flow patterns.
- a sign of the success of an insurance policy business, computed by adding the loss and expense ratios. - day when the organization initially ended up being obligated for any insurance risk through the issuance of policies and/or participating in a reinsurance arrangement. Like "effective date" of coverage. St Petersburg, FL Health Insurance. - protection for automobile owned by a business involved in business that secures the guaranteed versus economic loss because of legal liability for automobile related injuries, or damage to the home of others triggered by accidents emerging out of the possession, maintenance, use, or care-custody & control of an automobile.
- a business package plan for farming and ranching dangers that consists of both residential property and liability coverage. - separate flood insurance coverage policy marketed to commercial endeavors.
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- a sort of mortgage-backed safety that is safeguarded by the finance on a business building. - policy that packages two or even more insurance policy protections protecting a venture from numerous property and liability risk direct exposures. Often consists of fire, allied lines, different other coverages (e. g., distinction in problems) and liability insurance coverage.
- a score system where standard ranking is developed and normally readjusted within specific standards for every team on the basis of awaited application by the team's workers. - a five-digit identifying number appointed by NAIC, assigned to all insurance provider filing monetary information with NAIC. - plans covering the responsibility of service providers, plumbing technicians, electricians, service center, and similar companies to individuals who have actually sustained physical injury or property damages from defective work or operations finished or abandoned by or for the insured, away from the insured's facilities.
- coverage of all organization responsibilities unless particularly excluded in the plan contract. - policies that give fully guaranteed indemnity, HMO, PPO, or Cost for Service protection for health center, medical, and medical costs.
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- building loss sustained from two or more risks in which just one loss is covered yet both are paid by the insurance provider due to simultaneous case. - needs defined in the insurance policy contract that have to be promoted by the insured to receive indemnification. - homeowners insurance policy offered to condominium owners occupying the described residential or commercial property.
- called for by some territories as a bush against damaging experience from operations, particularly adverse insurance claim experience. - the responsibility of a guaranteed to persons that have actually incurred bodily injury or property damage from job done by an independent professional employed by the guaranteed to perform work that was unlawful, naturally dangerous, or straight monitored by the insured - statutory or contractual provision calling for providers to provide care to an enrollee for some duration following the day of a Health insurance plan Company's insolvency.
- obligation coverage of an insured who has actually presumed the legal obligation of another event by written or oral contract - Life Insurance St Petersburg, FL. Consists of a contractual responsibility policy providing insurance coverage for all commitments and liabilities sustained by a service contract provider under the terms of solution agreements released by the supplier.
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